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The Process

From Idle XRP to Active Yield

Three simple steps. AI-powered optimization. Full control of your assets.

Earning yield on your XRP shouldn't require a PhD in DeFi. Kimera handles the complexity so you can focus on results.

1

Step One

Connect & Deposit

Your Assets, Your Vault

Connect your wallet and deposit FXRP (wrapped XRP) into your personal smart vault. The entire process takes under two minutes.

What Happens:

  • Your FXRP is deposited into a non-custodial smart contract
  • You receive vault tokens representing your position
  • Your assets are immediately ready for yield optimization

Why It Matters:

Unlike centralized platforms, Kimera never takes custody of your assets. Your vault is controlled by your wallet—only you can deposit or withdraw. No lockups, no intermediaries, no counterparty risk.

Technical Note: Smart vaults are audited contracts deployed on Flare Network. Each vault is isolated, ensuring your assets are segregated and secure.

Kimera Dashboard - Deposit

24/7 AI Monitoring

Continuous rate optimization across DeFi protocols

2

Step Two

AI Optimization

Intelligent Agents, Working 24/7

Once deposited, Kimera's AI agents take over. They continuously monitor lending rates across DeFi protocols on Flare, hunting for the best opportunities.

What Happens:

  • AI agents scan protocol rates in real-time
  • When a better rate is available, agents calculate if rebalancing is profitable
  • If profitable (after gas costs), agents automatically move your position
  • Every rebalance is logged on-chain for full transparency

Why It Matters:

Manual yield farming is exhausting. Rates change constantly. By the time you notice a better opportunity, it may already be gone. Kimera's agents react in real-time, capturing yield opportunities humans would miss.

Technical Note: Our optimization engine factors in gas costs, slippage, and rate volatility. Agents only rebalance when the expected yield improvement exceeds transaction costs.

3

Step Three

Auto-Compound & Earn

Yields That Grow Themselves

As your position earns yield, returns are automatically reinvested. Your FXRP balance compounds over time without any action required.

What Happens:

  • Yields accumulate in your vault
  • At optimal intervals, returns are compounded back into your position
  • Your earning power increases automatically

Why It Matters:

Compounding is the secret to maximizing long-term returns. But manual compounding means transaction costs and constant attention. Kimera compounds strategically—maximizing growth while minimizing fees.

Technical Note: Compounding frequency is dynamically optimized based on accumulated yield, gas costs, and position size to maximize net returns.

Auto-Compounding

Yields automatically reinvested for maximum growth

Instant Withdrawals

No lockups, no waiting periods

4

Step Four

Withdraw Anytime

Your Exit, Your Terms

Ready to access your XRP? Withdraw all or part of your position whenever you want. No lockups, no penalties, no waiting periods.

What Happens:

  • Request withdrawal through the app
  • Smart contract releases your FXRP
  • Assets return to your wallet

Why It Matters:

True non-custodial means true control. You should never have to ask permission to access your own assets.

The Advantage

Why Kimera is Different

Traditional DeFi Kimera
Manual rate monitoring AI-powered 24/7 optimization
Constant rebalancing decisions Automated smart rebalancing
Manual compounding Auto-compounding yields
Complex multi-protocol management Single-vault simplicity
High learning curve Bank-app ease of use

Security

Trust Through Transparency

Audited Contracts

Reviewed by leading security firms. Audit reports publicly available.

Non-Custodial

We never hold your private keys. Your vault is controlled exclusively by your wallet.

On-Chain Transparency

Every deposit, rebalance, and withdrawal is recorded on Flare. Verify everything yourself.

Battle-Tested

Built on proven DeFi primitives with conservative risk parameters.

FAQ

Frequently Asked Questions

FXRP is wrapped XRP on Flare Network. It's a 1:1 representation of XRP that can interact with smart contracts and DeFi protocols. You can wrap and unwrap XRP through Flare's native bridge.
Current target yields range from 4-10% APY, depending on market conditions and protocol rates. Yields are variable and not guaranteed. AI optimization aims to consistently capture the best available rates.
Kimera is non-custodial—we never hold your assets. Your FXRP remains in audited smart contracts that only you can control. However, all DeFi carries smart contract risk. Only deposit what you're comfortable with.
Our AI agents continuously monitor lending rates across Flare DeFi protocols. When a materially better rate is available (after accounting for gas costs), agents automatically rebalance your position. All decisions are rule-based and transparent.
Kimera charges a small performance fee on earned yield—you only pay when you earn. There are no deposit fees, withdrawal fees, or hidden charges. Gas costs for rebalancing are factored into optimization decisions.
Yes. There are no lockups or waiting periods. Request a withdrawal and your FXRP returns to your wallet immediately, subject to normal blockchain transaction times.
Kimera only allocates to vetted protocols with strong security track records. However, DeFi carries inherent smart contract risk. We recommend diversifying and only depositing funds you can afford to have at risk.

Your XRP Deserves Better

Stop letting your XRP sit idle. Connect your wallet and start earning optimized, auto-compounding yields today.

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Still Have Questions?

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